Business Credit Building
brands who work with us
The above logos are examples of business credit accounts that clients have obtained on our program. All trademarks displayed are trademarks of their respective owners and no affiliation is claimed.

Top questions asked by our customers:

Does your company lend us money?
No. We help you get your company's business credit built up quickly so that your company has the ability to qualify for corporate credit. By the time you've executed Steps 0 through 5 that your company could be approved for $50,000+ in business credit. In fact, over 98% of our clients who go through the first five steps of our program (which takes six months) get approved for more than $50,000 in business credit. Our program is a one year program.

No money up front? Payment plans? How does that work?
Sign up today. Pay us nothing up front. We'll start helping your immediately, and you'll get immediate access to all of our coaching and information. You can start paying us up to four weeks after you sign up. We have three payment options (none of them require any payment up front): Option 1: One payment of $399; Option 2: Four payments of $125; Option 3: Ten payments of $60. You get the same level of service no matter which payment option you choose. The program is a one year program.

How is it so inexpensive?
Practically all business credit building programs charge between $1,500 and $3,000. We set out over seven years ago to create the best business credit building program that was THE best value in the business credit building world. We have succeeded!

Can I get this business credit with little or no effort?
No. We will coach you on how to do each step. By itself, none of these steps are impossible or complex. Most of the applications ask for very basic information, and we show you what to do. However, it will not "magically" happen because you sign up for our program. You will have to put in the work filling out the applications. When we have timed our staff, and our clients, it has taken the average person about 15 minutes to fill out an application. There are a total of a little over 20 applications on the program. In addition, if you add up the time it takes to do the other steps of the program, that could take the average person another four hours total. You will have access to our coaching and help for one full year (it is a one year program).

Is the program "guaranteed" or "proven to work in all cases"?
We do have a "no non-sense, plain English guarantee" regarding our program. However, the program is not proven to work in all cases. The reasons whereby clients have problems getting corporate credit on our program are as follows: 1. They do not put in the effort to take the 15 minutes to fill out each application or do any of the things we tell them to do. 2. they have bad past business credit under their business name, 3. their projected annual revenue is less than $40,000, 4. they do not get themselves a valid corporation or LLC, meaning that their paperwork is not filed with the state or they have past fees that are unpaid, so their corporate status as shown on the secretary of state website is "invalid" or "not in good standing".

What risks are involved?
There are several risks involved: 1. You don't read the "proven to work in all cases" information directly above and you meet one of the four disqualifying criteria listed there in which case you have no results. 2. You do not read the "little or no effort" disclaimer above and mistakenly think that by signing up for the step by step program, that you don't have to do the steps or put out any effort and so you put forth no effort and you get no results.

How soon will I start getting credit under just my business name?
Three business days after starting step 1 of the program you WILL have (guaranteed) started getting APPROVED for your first four credit accounts

How soon will I have a Paydex score?
It takes 90 days of having your first four accounts in place (a lot of times it’s less than that) to have a perfect Paydex score of 80 (assuming you've paid the bills on time)

What is "cash credit"?
Visas, Mastercards, checkbook style credit lines, any credit where YOU have control over WHERE you spend the money (as opposed to "vendor credit" where you must spend at a particular store or business)

What's the most cash credit that my company can get approved for with no personal guarantee?
Depends on how old your business is at the time you start the program – if your business is at least 18 months old at the time you start: $50,000 in cash credit is the maximum; if your business is brand new or just a few months old when you start: $20,000 in cash credit is the maximum

How soon will I start applying for cash credit?
Depends on how old your business is at the time you start the program – if your business is at least 18 months old at the time you start: then you'll START being able to apply for the cash credit after six months on the program (if you're starting from scratch, it takes that long to build a base of credit that will allow you to get approved); if your business is brand new when you start, then the soonest you'll likely start applying for cash credit is AFTER 12 months of starting the program. If you don't have any revenue and/or if you company is less than 24 months old you will have a hard time obtaining cash credit.

What is the likely amount of total business credit I'll have after six months of following the program steps?
Clients who do the steps are likely to get $50,000 worth of business credit established. Over 98% of our clients who do the steps get more than $50,000 in business credit established.

What is the likely amount of total business credit I'll have after twelve months of doing the program?
Program participants who are claiming on their applications $40,000 or more in annual revenue, are likely to establish $100,000 worth of business credit.

What if I have not yet created a Corporation or LLC for my business?
We will draw up the Corporation or LLC documents at no extra charge. The documents will be delivered to you all filled out for you to simply sign at the bottom. All you pay is the filing fee to the state, which is usually $50 - $100. This complimentary service of ours will save you from paying $200-$300 to an incorporation company. Click here to see your state’s filing fee.

Detailed Program Description:

Steps 0 through 5 below take six months to do. Over 98% of our clients who do these steps obtain $50,000 in business credit under their corporate name regardless of their personal credit or how old their company is. There is definitely effort on your part involved. (We do offer an upgraded version where we do the work for you). We will coach you on how to do each step. By itself, none of these steps are impossible or complex. Most of the applications ask for very basic information, and we show you what to do. However, it will not "magically" happen because you sign up for our program. You will have to put in the work filling out the applications. When we have timed our staff, and our clients, it has taken the average person about 15 minutes to fill out an application. There are a total of a little over 20 applications on the program. In addition, if you add up the time it takes to do the other steps of the program, which could take the average person another four hours total. Below is a detailed description of the steps of the program:

Step 0: Compliance check. We will walk you through each of the things that you need to do in order to have everything structured correctly and have all your i's dotted and t's crossed. It is less painful that you might think. These items are very important, but VERY simple and quick to fix.

Step 1: Getting set up with the BUSINESS credit bureaus. DO NOT call Dun & Bradstreet (D&B) on your own. You will most certainly come away with ideas that are contrary to what the majority of business credit building consultants will teach you. There are several mistakes that people make when they try to obtain their DUNS numbers that end up costing hundreds of dollars and get them denied for credit. When you sign up with us, the first thing you will do is get a DUNS number the CORRECT way.

Step 2: Getting your "base" vendor accounts. We give you vendors to get approved with. You will get at least three of these vendors to extend credit to YOUR company, regardless of how new your company is. You WILL NOT need personal guarantees, and none of your personal credit information will be required.Your company can join the program having ZERO business credit and will STILL be granted credit by these companies. As soon as you are approved, you'll need to order something on your new credit line (it can be a small $10 item) from these companies and, of course, pay the bill on time. You can get the four vendors that you need approved within the first five business days days on the program!

Step 3: This step is confidential. This is an area that we CONSTANTLY see new businesses have no clue about, and those that do usually make a mess of it. It will only take you an hour to initiate this step, but then, behind the scenes, it will actually take approximately three weeks to gain the benefit of it, so you want to DO your part of Step 3 right after you do Step 2.
Note: You should be able to get through Steps 1, 2 and 3 all in the first week of being on the program.

Step 3.5: Additional preparatory credit accounts. These are accounts to prepare how good your credit report looks for the Fortune 500 retail accounts on Step 4. Here, you will be getting several more credit lines established – all without any regard to your personal credit (our whole program is based on building your BUSINESS credit, and does not depend on the quality of your personal credit.)

Step 4: Fortune 500 Retail Credit Cards. As soon as the accounts you set up in Step 2 and 3.5 are displaying a positive payment history you will THEN and ONLY THEN apply for specific account in Step 4. Because you've done each and every previously laid out, you WILL then be approved for companies from Step 4. These are credit cards from large, reputable stores. Using and paying THESE cards on time will build your credit worthiness. The other steps are all just stepping stones needed to GET these cards. You should immediately use and pay these cards on time.

Step 5: High Dollar Limit credit lines. After the Step 4 cards have flowed through to the credit bureaus (which takes about 45 days), you'll get the Step 5 credit lines, many of which are HIGH DOLLAR. Prior to Step 5, each line of credit you receive is initially $500-$1,500. On Step 5, you can receive approvals for $3,000, $5,000 and even $7,500 a piece. After Step 5, you'll will likely have $50,000 in business credit established under your COMPANY name. We guarantee that you WILL have at least $50,000 (and over 98% of our clients have gotten $50,000 in business credit approvals after having executed Steps 0 - 5)

Step 6: Advanced Ratings System. Getting electronic access to the Business Credit Bureau information to be able to modify it, and getting into the "advanced ratings system", which goes beyond the Paydex system. We teach you how to play and "win" this advanced credit game and most people can "win" it within a week (after doing steps 1-5). This makes lenders want to send you pre-approved offers and makes you look much better than the average "80 Paydex" business out there.

Step 7: Additional high dollar credit lines. This helps you prepare for Steps 8 through 11.

Step 8: First business credit line accessible via Mastercard. In the company name under the company tax ID number regardless of your personal credit

Step 9: First business short term cash line of credit with checkbook access. Is underwritten using BUSINESS credit report - Does NOT require perfect personal credit - maximum credit limit this lender will approved is $50,000

Step 10: Second business short term cash line of credit. Very similar to Step 9 above, but with a different lender - Is underwritten using BUSINESS credit report - Does NOT require perfect personal credit - maximum credit limit this lender will approve is $50,000

Step 11: Advanced Business Credit. Loans, Lines of Credit, Equipment Leases

Disclaimer: Is the program "guaranteed" or "proven to work in all cases"?
We do have a "no non-sense, plain English guarantee" regarding our program. However, the program is not proven to work in all cases. The reasons whereby clients have problems getting corporate credit on our program are as follows: 1. They do not put in the effort to take the 15 minutes to fill out each application or do any of the things we tell them to do. 2. they have bad past business credit under their business name, 3. their projected annual revenue is less than $40,000, 4. they do not get themselves a valid corporation or LLC, meaning that their paperwork is not filed with the state or they have past fees that are unpaid, so their corporate status as shown on the secretary of state website is "invalid" or "not in good standing".

Special Temporary Discount Pricing:

No money up front! You sign up now, but pay us nothing. We start coaching you immediately and you get full access to the entire program immediately. You choose which of the three plans below is best for you:

Thousands of satisfied clients can't be wrong:

When we started, we had no business credit and had been denied for two gas cards. Now we have an 80 Paydex score and $63,150 in business credit under our corporation name.

 

Click to See our FIVE STAR rating
from over 2,000
actual clients|


Click to see our A+ rating
with the
Better Business Bureau		 Click here for BBB Business Review

Iron Clad Guarantee:


Our coaching program walks you through the process of getting business credit STEP BY STEP!

Just follow the steps, and you can create a solid business profile showing that your company is a good credit risk. In addition to the Dun and Bradstreet business profile, you'll be building the specific credit lines you'll need to that report to DUNS so you can establish an on-time Paydex score.

Exact results vary and there are always risks involved with any business. Click here for our "plain English" complete no-nonsense guarantee.

 

 

Our coaches show you step by step how to obtain the following: